of Web sites owned, operated, licensed, or controlled by
CNAPro.com, including but not limited to LawyersInsurance.com.
THIS WEB SITE OR ANY OTHER CNAPRO.COM WEBSITE.
By using this Web site or any other Web site owned, operated,
licensed, or controlled by CNAPro.com or LawyersInsurance.com,
We reserve the right, at our discretion, to change, modify,
add, or remove portions of these terms at any time. Please
check these terms periodically for changes. Your continued
use of this site or any other CNAPro.com Web site following
the posting of changes to these terms will mean you accept
Restrictions of Use of Materials
Unless otherwise noted, all materials, including images,
illustrations, designs, icons, photographs, video clips,
and written and other materials that are part of this Web
site or any other CNAPro.com Web site are copyrights, trademarks,
trade dress and/or other intellectual properties owned,
controlled or licensed by CNAPro.com. No material from this
Web site or any other CNAPro.com Web site may be copied,
reproduced, republished, uploaded, posted, transmitted,
modified, distributed or publicly displayed. Doing so is
a violation of CNAPro.com’s copyright and other proprietary
rights. You may download one copy of the materials on any
single computer.. The use of any such material on any other
Web site or networked computer environment is prohibited.
All trademarks, service marks, and trade names are proprietary
to this Web site and any other CNAPro.com Web sites.
You shall not remove, alter, or BLOCK any copyright or
other proprietary notice on this Web site or any other CNAPro.com
You will not assign, transfer, sell, lease, rent, charge,
distribute, disclose or market to any third party any materials
related to this Web Site or any other CNAPro.com Web sites,
or otherwise deal in, encumber or infringe upon such materials,
or use such materials on behalf of any third party or make
available such materials to any third party.
It is our policy to respect the privacy of all guests.
Therefore, in addition to the privacy of registration data,
we will not monitor, edit, or disclose the contents of a
guest’s e-mail unless required in the course of normal maintenance
of this Web site or any other CNAPro.com Web site and its
systems or unless required to do so by law or in the good-faith
belief that such action is necessary to: (1) comply with
the law or comply with legal process served on CNAPro.com;
(2) protect and defend the rights or property of CNAPro.com;
or (3) act in an emergency to protect the personal safety
of our guests or the public. Guests shall remain solely
responsible for the content of their messages.
Unless otherwise specified, the materials in this Web site
and any other CNAPro.com Web site are presented solely for
the purpose of transacting insurance and other products
available in the United States, its territories, possessions,
and protectorates. The CNAPro.com Web sites are controlled
and operated by CNAPro.com, LawyersInsurance.com and its
Web sites from its offices within the states of New York,
New Jersey, and Illinois, in the United States of America.
CNAPro.com makes no representation that materials in any
CNAPro.com Web site are appropriate or available for use
in any other state, country, province or jurisdiction. Those
who choose to access any CNAPro.com Web site from other
locations do so on their own initiative and are responsible
for compliance with all applicable local laws.
These terms are effective until terminated by CNAPro.com
with or without notice. Upon termination, you will immediately
discontinue your use and access of the site, and will destroy
all materials obtained from this site and any and all other
CNAPro.com Web sites, and all copies thereof, whether made
THE MATERIALS IN THE CNAPRO.COM WEB SITES ARE PROVIDED
“AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS
OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO
APPLICABLE LAW, CNAPRO.COM DISCLAIMS ALL WARRANTIES, EXPRESS
OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES
OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
CNAPRO.COM DOES NOT WARRANT OR REPRESENT THAT THE SITE WILL
BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED,
OR THAT THIS SITE OR ANY OTHER CNAPRO.COM WEB SITE OR THE
SERVER(S) THAT MAKES THE CNAPRO.COM WEB SITES AVAILABLE
ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. CNAPRO.COM
DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS THAT INFORMATION
AND MATERIALS IN THIS WEB SITE OR ANY OTHER WEB SITE IS
CORRECT, ACCURATE, TIMELY, RELIABLE, CORRECTLY SEQUENCED
OR OTHERWISE. YOU (AND NOT CNAPRO.COM) ASSUME THE ENTIRE
COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO,
BREACH OF CONTRACT, TORT OR NEGLIGENCE, SHALL CNAPRO.COM
BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE OR
CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) THAT ARISE
OUT OF OR ARE IN CONNECTION WITH ANY ERRORS, INACCURACIES,
OMISSIONS, DEFECTS, UNTIMELINESS OR UNAUTHENTICITY OF ANY
CONTENT OF THIS WEB SITE, OR THE USE OR INABILITY TO USE
THIS WEB SITE, THE MATERIALS IN THIS WEB SITE OR ANY OTHER
CNAPRO.COM WEB SITE, EVEN IF CNAPRO.COM OR A CNAPRO.COM
AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES.
THE SYSTEM ALLOWS YOU TO DOWNLOAD FROM THE SYSTEM ELECTRONIC
COMMUNICATIONS SENT AND RECEIVED AND TO MAINTAIN AND STORE
COMMUNICATIONS ON YOUR SYSTEM. UNDER NO CIRCUMSTANCES SHALL
THIS WEB SITE OR ANY OTHER CNAPRO.COM WEB SITE BE LIABLE
FOR ANY LOSS OR DAMAGE ARISING OUT OF DOWNLOADING OR STORING
You acknowledge that the security and integrity of this
Web site are critical to CNAPro.com’s business operations,
and that the unauthorized disclosure of any information
by you or any of your agents shall give rise to irreparable
injury to CNAPro.com inadequately compensable in damages.
Accordingly, you hereby agree that CNAPro.com shall be entitled
to obtain injunctive or other equitable relief against the
such relief shall be in addition to any other legal remedies
that may be available.
Not Legal Advice
The information contained at this Web site and any other
CNAPro.com Web site has been prepared by CNAPro.com as a
service to its members and the Internet community and is
not intended to constitute legal advice. CNAPro.com has
used reasonable efforts in collecting, preparing and providing
quality information and material, but does not warrant or
guarantee the accuracy, completeness, adequacy or currency
of the information contained in or linked to this Web site
or any other CNAPro.com Web site. Users of information from
this Web site or any other CNA.com Web site or links do
so at their own risk.
Links to Other Web Sites and Services
To the extent that this Web site and any other CNAPro.com
Web sites contain links to outside services and resources,
CNAPro.com does not control the availability and content
of those outside services and resources. Any concerns regarding
any such service or resource, or any link thereto, should
be directed to the particular service or resource.
Equipment and Other Services
CNAPro.com is not providing you any hardware or software
or any data processing or other services under this Agreement.
You are responsible for providing and maintaining, at its
own option and expense, all hardware, software and communication
lines required for such access.
You shall cause all of your employees and associates to
be aware of, and to comply with, the obligations described
Authenticity of Electronic Communications
You accept the authenticity and integrity of all electronic
communications and agree to accord them the same status
as would be applicable to a document or to information sent
other than by electronic means, unless such electronic communications
can be shown to have been corrupted or materially altered,
whether as a result of technical failure or otherwise fraudulently
Integrity of Messages
You shall use reasonable efforts to ensure that all communications
infrastructure, including communication lines, modems, browsers
and internet service providers, are of sufficient quality
to ensure complete, accurate and secure transmission of
electronic communications via the Web site.
Delivery of Messages
Except where electronic communications are used to form
communication sent by you shall be deemed to have been received
by CNAPro.com at the time of delivery to CNAPro.com’s inbox.
An electronic communication sent by CNAPro.com shall be
deemed to have been received by you at the time of delivery
to your inbox. If delivery is not achieved during a business
day, the communication shall be deemed to have been received
at the beginning of the business day immediately following.
Where the electronic communication is used to form a contract,
the electronic communication will be deemed received on
the day you push the button to send same. If you become
aware that an electronic communication received by it is
not intended for it, you shall promptly notify CNAPro.com.
Records of Messages
In the event of a dispute in relation to any electronic
communication or its content, then the record produced by
the Web site and its archive shall prevail.
Contract Formation and Evidentiary Matters
You agree that contracts may be validly made through electronic
communications transmitted to or from the Website, and expressly
waive any rights to bring an action, claim or proceeding
declaring, or to raise as a defense to an action, claim
or proceeding, the invalidity of such a contract on the
grounds that the contract was made electronically.
A contract shall, in all cases, be formed at the time
when and place where an agent of LawyersInsurance.com receives
a signed application from a prospective insured, verifies
that the signed application contains the same information
as represented in communications from the prospective insured
to LawyersInsurance.com, and indicates electronically that
the information and application is acceptable, and transmits
to LawyersInsurance.com a message of the client’s/insured’s
acceptance of an offer to insure.
You agree that the electronic communications exchanged
in accordance with this Agreement shall be deemed to be
of equivalent evidentiary value to that given to written
documents and, in the event of any dispute, claim or difference.
You further agree that you will not challenge or bring into
question the admissibility as evidence of electronic data
transmitted and stored in accordance with the provision
is the fact of your electronic transmission or storage.
Governing Law and Jurisdiction
in accordance with the laws of the State of New York without
the application of any conflict of law principles. You agree
that any action at law or in equity arising out of or relating
to these terms shall be filed only in the state or federal
courts located in New York County and you hereby consent
and submit to the personal jurisdiction of such courts for
the purposes of litigating any such action.
If any provision of these terms shall be unlawful, void,
or for any reason unenforceable, then that provision shall
be deemed severable from these terms and shall not affect
the validity and enforceability of any remaining provisions,
and the offending term shall be limited to or modified to
the extent necessary to make it enforceable.
This is the entire agreement between us relating to the
subject matter herein and shall not be modified except in
writing, signed by both parties.
This Agreement shall be binding upon and inure to the
benefit of the parties hereto and their respective heirs,
personal representatives, successors and assigns; provided,
however, that you may not assign any of your rights or obligations
Any provisions of this Agreement that by their nature
extend beyond the expiration or termination of this Agreement
shall survive the expiration or termination of this Agreement
and shall remain in effect until all such obligations are
The failure of a party hereto at any time or times to
require performance of any provision hereof shall in no
manner affect its right at a later time to enforce the same.
INFORMATION MANAGEMENT GUIDELINES
CNAPro.com has adopted a set of information management
guidelines which serve as the basis for our customer and
agent relationships. These guidelines disclose the privacy
policies for the entire CNAPro.com group of Web sites. These
guidelines have been developed with the recognition that
Internet technologies are rapidly evolving, and that underlying
business models are still not established. Accordingly,
guidelines are subject to change. Any such changes will
be posted on this page.
CNAPro.com is not responsible for the content or the privacy
policies of Web sites to which it may link.
What information does CNAPro.com gather and/or track
- Registration: When you register to become a member LawyersInsurance.com,
CNAPro.com requires that you supply your full name, e-mail
address, and demographic information. Customers who register
service and/or the CNAPro.com, LawyersInsurance.com and
its Web sites.
- Personal Information: CNAPro.com may also gather information
which may be used by CNAPro.com or shared with agents.
- IP Addresses: CNAPro.com also logs IP addresses for
systems administration and troubleshooting purposes. (Your
IP address indicates the location of your computer on
the Internet.) We do not log IP addresses to track your
session, nor do we link IP addresses to anything personally
What does CNAPro.com do with the information it gathers
- Statistical Analysis and Banner Advertising: CNAPro.com
may perform statistical analyses of user behavior in order
to measure interest in the various areas of our site (for
product development purposes) and to inform advertisers
as to how many consumers have seen or “clicked” their
advertising banners. Personal information about you as
a member will be provided to our agents.
- E-Mail: Using the e-mail addresses provided at registration,
LawyersInsurance.com and/or CNAPro.com periodically sends
promotional e-mail to its members offered by LawyersInsurance.com,
CNAPro.com, other business units of CNA and its advertisers.
LawyersInsurance.com and/or CNAPro.com may contact you
regarding membership status and to confirm your membership.
Occasionally, LawyersInsurance.com and/or CNAPro.com shares
data collected about members with other units within the
CNA group of companies or with our agents whose products
or services we feel may be of interest to you. Many of
our members find these mail or e-mail promotions valuable,
whether they are shopping for insurance or purchasing
unique services. If you prefer not to receive promotional
materials from companies outside LawyersInsurance.com
group, please see the “Opting Out” provision below.
- Data Security: To prevent unauthorized access, maintain
data accuracy, and ensure the appropriate use of information,
we have put in place appropriate physical, electronic,
and managerial procedures to protect the information we
collect online. CNAPro.com, LawyersInsurance.com and its
Web sites use encryption technology to encrypt all transactions
and personal information to preserve the privacy of it’s
With whom does CNAPro.com share the information it
gathers and/or tracks?
CNAPro.com shares the information it gathers, in aggregate
form, with advertisers. We do not release personal information
about you as an individual to third parties, other than
to CNA Pro.com agents or when we have your permission, or
under special circumstances, as described in our Terms of
May Children Access This Site?
No. Children are not eligible to use the services of LawyersInsurance.com,
CNAPro.com or any of its Web sites, and we ask that minors
not submit any personal information to us. If you are a
minor, you may use this service only in conjunction with
a parent or guardian.
May I Opt-Out or Obtain a Correction or Cancellation?
Upon request, LawyersInsurance.com shall correct personal
information that you state is erroneous, or permit you to
“opt out” of further e-mail contact (excepting notification
of major changes to the service) while still allowing access
to the site. To request a correction or cancellation, contact
your insurance agent.